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If you get the money in your PayPal account I don’t see how it is a scam. I’ve done many deals this way.

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Banks like to have agreements making the customer the bagholder if anything goes wrong, allowing them to suck from one account to cover something in another, even if it was the banks carelessnes that allowed the fraud. That's why it's wise not to use the same bank for everything. If you maintain a balance in your PayPal account, that balance is always hostage. I don't know if Paypal will also try to suck from your linked non-Paypal accounts, if something goes wrong and it wants you to be the bagholder.

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